Travel Insurance Forget it at your Peril!
Travel Insurance is a nesessary evil if your flying to your destination and especially if its overseas. Make sure you get a
single trip insurance policy to cover the following: • Emergency medical treatments, • Loss of baggage or documents, • Flight cancellation, • Flight delays • Emergency evacuation. Obviously medical treatment is the main expense that can really blow your travel budget to peaces. Any major surgery in the United States for example may cost between $10000 and $50,000 plus. Indicative Insurance Cover for single Trips Cancellation fees and lost deposits unlimited
Overseas emergency medical assistance Unlimited
Overseas medical/hospital expenses Unlimited
Additional accomodation and travel expenses 50000
Hospital cash allowance $5000
Accidental death $25000
Permanent disability $25000
Loss of income $10400
Documents, credit cards and traveller's cheques $5000
Theft of cash $250
Luggage/personal effects $5000
Luggage delay allowance $250
Travel delay $1000
Alternative transport expenses $5000
Personal liability $5000000
Rental vehicle excess $3000
Domestic pets $500
Domestic services $500
A quote for a one month holiday in the USA.Canada,Hong Kong, Japan and China for one month is around $140.00 and for 11 months would be around $850.00 Insurance for Europe for 11 Months is around $650 Asia and the Sub continentfor 11 months around $675.00 (This excludes Japan,Hong Kong and China) Pacific including Indonesia 11 months around $550.00 There is also an option for getting quotes for groups and multiple trip cover. Make sure you read the terms and feel that they suite your requirements. You can also opt for medical cover only and the rate will just about halve and there is also a backpackes rate. You can also get multiple trip insurance which is around $350.00 for 12 Months but this assumes you are overseas for short periods. Also check the testimonials on the site as this gives a indication of how the policy performs.
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